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Schools and residential trip providers fear they will no longer be covered by insurance for visits cancelled because of coronavirus.

After changes last week, advice on the Association of British Insurers website no longer says schools will be covered for the loss of trips.

It now says schools should “seek a refund from the venue”.

The ABI says the advice was amended to reflect exclusions in policies as the pandemic continues.

Outdoor education centres across the UK have been closed since March under government coronavirus restrictions.

Last week providers wrote to the prime minister asking him to save outdoor education, which they said “faces an existential threat”.

Advising schools to ask for refunds rather than claim on their insurance for cancelled trips is another blow, according to Vanessa Fox, chief executive of the charity Farms for City Children.

Ms Fox says she spotted changes to the ABI’s Frequently Asked Questions section last week after following a link from the Department for Education website.

She told the BBC she had copied and pasted the section into an email to a colleague on 6 October.

At the time it promised: “In general, most schools will be covered under their insurance policy.”

The guidance advised schools to first seek a refund from the venue or tour provider – but said if the venue could no longer host the trip “because of official government guidance, the closure of the venue, or their reluctance to accept school trips due to their stated concerns about the spread of coronavirus, the school will be covered”.

However, she says the following day, the mention of cover had disappeared, with the answer just saying “the school should seek a refund from the venue”.

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ABI website

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The guidance changed overnight, says Vanessa Fox

Fidelis Care Distributes Over 60,000 School Supplies and Personal Protective Equipment Items Statewide

PR Newswire

NEW YORK, Oct. 12, 2020

Local health plan supports families and children during the start of the school year

NEW YORK, Oct. 12, 2020 /PRNewswire/ — Fidelis Care is helping families statewide by providing over 60,000 free school supplies and Personal Protective Equipment (PPE) items. The health insurer is working with schools, local community groups, and providers to distribute resources such as face masks, hand sanitizer, backpacks, and pencil kits.

Fidelis Care Earns NCQA Health Plan Accreditation (PRNewsfoto/Fidelis Care)
Fidelis Care Earns NCQA Health Plan Accreditation (PRNewsfoto/Fidelis Care)

Streetside, Fidelis Care’s fleet of mobile offices, is also visiting local communities, providing the school supplies and PPE.

“During these unprecedented times, Fidelis Care is especially proud to support local students as the new school year begins,” said Pam Hassen, Chief Member Engagement Officer. “Whether students are learning from home or in school, their health and safety is our first priority, and we’re pleased to provide assistance on a grassroots, community level.”

From Buffalo to Long Island, and everywhere in between, Fidelis Care is connecting with schools and community organizations to help families and children.

“Long Island Head Start thanks Fidelis Care for their generous donations of school supplies,” said Ana Figueroa, Long Island Head Start Parent Supervisor. “This year may look a little different, but Fidelis Care and Long Island Head Start continue to have a shared commitment to the communities we serve.”

About Fidelis Care:

Fidelis Care is a mission-driven health plan offering quality, affordable coverage for children and adults of all ages and at all stages of life. With more than two-million members statewide, Fidelis Care believes that all New Yorkers should have access to quality, affordable health coverage. For more information, call Fidelis Care at 1-888-FIDELIS (1-888-343-3547)

History won’t only be taught at Princeton University — it will be made.

The Ivy League college is naming a residential college after Mellody Hobson, an influential finance expert who is an alumna and major donor to the school.

She will be the first Black woman to have that honor in the Elizabeth, New Jersey-based school’s 274-year history.

Hobson College will be built on a site once named for former President Woodrow Wilson, who served as the commander-in-chief from 1913 to 1921.

Amid America’s racial reawakening following the death of George Floyd in police custody in Minneapolis, Princeton announced that it would remove the late Democratic politician’s name from its School of Public and International Affairs and one of its residential colleges, citing his “racist thinking and policies.”

“No one from my family had graduated from college when I arrived at Princeton from Chicago, and yet even as I looked up at buildings named after the likes of Rockefeller and Forbes, I felt at home,” Hobson, a member of Princeton’s Class of 1991, said. “My hope is that my name will remind future generations of students — especially those who are Black and brown and the ‘firsts’ in their families — that they too belong. Renaming Wilson College is my very personal way of letting them know that our past does not have to be our future.”

On Thursday, the prestigious school announced that Hobson, who is the co-CEO of Ariel Investments and a former CBS News contributor, have made the lead gift to establish a new residential college which will begin construction in 2023 with plans to open in 2026.

“This extraordinary gift will be transformative for Princeton,” President Christopher L. Eisgruber shared. “It will enable us to improve the student experience at Princeton and to reimagine a central



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Unlike other major purchases in life, families know little about what they will actually pay for a college education when they begin the search.

Without clarity on the eventual price, families think more about the academic and social fit of campuses rather than the financial fit. They believe, often incorrectly, that they can figure out a way to pay the cost through a combination of scholarships, loans, and savings. After all, they’ve heard that every school offers a discount to entice you to enroll (hint: they don’t).

As a result, emotions steer choices, and many wind up disappointed when the hoped-for financial aid doesn’t materialize.

During the year I spent inside the admissions process, what I came to see, and prospective students and their families should too, is that colleges are either “buyers” or “sellers” of spots in the freshman class.

Sellers are the “haves” of admissions. They have something to sell that consumers want, typically a brand name that signals prestige in the job market and social circles. They are overwhelmed with applications, many from top students. Their admissions officers see their role as gatekeepers. You’ve heard of these places: Stanford University, Amherst College, Yale University, among others.

The buyers are the “have-nots” in terms of admissions—although they might provide an excellent undergraduate education. They may lack national reputations or have much smaller endowments. Rather than select a class, their admissions officers must work hard to recruit students to fill classroom seats and beds in dorm rooms, so they offer coupons on tuition called “merit scholarships” no matter your family’s income.

You’ve heard of some quality schools—Clemson and Syracuse universities, for instance— but perhaps not others, such as Elon University in North Carolina and Rollins College in Florida.

diagram, bubble chart

Video: Central Dauphin School District will return to

a group of people sitting at a table: You can assign a value to some of your time. Thomas Barwick/Getty Images

© Thomas Barwick/Getty Images
You can assign a value to some of your time. Thomas Barwick/Getty Images

  • Ashley Whillans is an assistant professor at Harvard Business School and a leading scholar in time and happiness. The following is an excerpt from her book, “Time Smart: How to Reclaim Your Time and Live a Happier Life.”
  • In it, she shares how individuals of all ages, educations, and incomes typically choose money when it comes to the tradeoff between money and time.
  • When we do this, Whillans explains we give up things that can benefit us in the long run, including happiness, time, and efficiency. 
  • She reminds us to savor daily experiences, outsource for things we don’t like to do, take vacations, socialize, and take care of ourselves to better value our time as a resource. 
  • Visit Business Insider’s homepage for more stories.

The income equivalent of happiness gains, I like to refer to as happiness dollars. I define happiness dollars as the income equivalent of the amount of happiness produced by a time-related choice. For example, the happiness you’d gain from a $10,000 raise is equivalent to a decision to use your time in a time-affluent way. You will feel as happy by making that choice as you would by gaining a certain amount of income.

diagram: "Time Smart: How to Reclaim Your Time and Live a Happier Life," By Ashley Whillans. Courtesy of Harvard Business Review

© Courtesy of Harvard Business Review
“Time Smart: How to Reclaim Your Time and Live a Happier Life,” By Ashley Whillans. Courtesy of Harvard Business Review

To put it into concrete terms, if someone makes $50,000 and receives a $10,000 raise, research suggests that their happiness will, on average, increase by about 0.5 points on a 10-point happiness scale.

Similarly, starting to pay to outsource our most-disliked tasks increases happiness by about 0.5 points on a 10-point happiness scale. By comparing these two numbers, I