Welcome back to another month of Dividend Stock Purchases! The last 3 months have been heavy on our investment front. Now the question that the community is wondering – was I able to keep the dividend stock purchase pace up? The journey to financial freedom does not take breaks and one must continue to persevere through uncertainty, put cash to work and push that forward dividend income forward. September was no different, time to dive in!

Dividend stock purchase and dividend income: Path to financial freedom

Investing consistently in Dividend Income Stocks allows you to create & build another income source. Dividend Income is our primary vehicle on the road to Financial Freedom, which you can see through my Dividend Portfolio, which continues to build and build. Further, I have written about every stock purchase and month of dividend income since we started this site, plenty of dividend history for you, the reader!

How do I make dividend stock purchases and screen for dividend stocks? I usually put the stocks through our Dividend Diplomat Stock Screener and trade on Ally Bank’s investment platform (one of our Financial Freedom Products).

Purchasing dividend stocks takes capital or money. How do I build the capital to make these stock purchases? I save anywhere from 60-85% of my take-home pay and strongly believe Financial Freedom does not happen by hitting a home run on an investment. Nothing matters more than your savings rate on your journey to Financial Freedom, plain and simple. Therefore, I work my butt off to make sure expenses remain in check and that my savings rate is meeting our investment and financial independence goals! Then, you rinse and repeat.

Dividend stock purchase activity

My dividend stock portfolio was burnt by dividend cuts and lost over $800+ in forward dividend

HAYWARD, Calif., Oct. 6, 2020 /PRNewswire/ — Benitec Biopharma Inc. (NASDAQ: BNTC) (“Benitec” or “the Company”), a development-stage, gene therapy-focused, biotechnology company developing novel genetic medicines based on the proprietary DNA-directed RNA interference (“ddRNAi”) platform, today announced the closing of an underwritten public offering of 3,225,806 shares of its common stock (or common stock equivalents in lieu thereof) at an effective offering price of $3.10 per share of common stock. In addition, the Company also announced that the underwriter fully exercised its over-allotment option to purchase 483,870 additional shares of its common stock.

(PRNewsfoto/Benitec Biopharma Inc.)

H.C. Wainwright & Co. acted as the sole book-running manager for the offering.

The gross proceeds from this offering to the Company are approximately $11.5 million, before deducting underwriting discounts and commissions and other estimated offering expenses payable by the Company. The Company intends to use the net proceeds from the offering for the continued advancement of development activities for its product pipeline, general corporate purposes, and strategic growth opportunities.

A registration statement on Form S-1 (File No. 333-246314) relating to these securities was declared effective by the U.S. Securities and Exchange Commission (the “SEC“) on October 2, 2020. This offering is being made only by means of a prospectus forming part of the effective registration statement. A final prospectus relating to and describing the terms of the offering has been filed with the SEC. Electronic copies of the final prospectus relating to the offering may be obtained for free by visiting the SEC’s website at www.sec.gov or by contacting H.C. Wainwright & Co., LLC, 430 Park Avenue, 3rd Floor, New York, New York 10022, by email at [email protected] or by telephone at 646-975-6996.

This press release shall not constitute an offer to sell or a solicitation of an offer

Adds and background on refinery

Oct 6 (Reuters)Canada-based oil refinery operator Irving Oil on Tuesday said it has terminated an agreement for the purchase of North Atlantic Refinery Limited, the company said in a statement on its website.

Irving had agreed to buy the owner of the idled 135,000 barrels per day Come-by-Chance refinery in Newfoundland, for an undisclosed price in May.

According to industry sources, Irving walked away from the purchase and share agreement shortly before it was set to close in mid-October.

“North Atlantic is actively looking for alternate buyer, but the market is very challenging,” said a source familiar with the matter.

Workers are expected to be told at an all-staff meeting on Tuesday morning.

Refining margins have been weighed down by lower processing rates due to an oversupply of distillate stocks, which include jet fuel. The crack spread – the difference between crude and fuel – is currently hovering around $10.50 a barrel.

The Come-by-Chance refinery was the first to close in North America as refiners worldwide began to scale back to adjust to a sudden demand slump due to the coronavirus pandemic.

It supplied products to major harbors on the U.S. East Coast including New York and Boston.

The plant has been idled since early April, but Irving indicated it would restart the plant following the close of the sale.

The refinery was nearly sold in 2018, with Irving Oil as the leading bidder, but the two former oil traders at the helm of the refinery disagreed on the sale price and the sale subsequently fell apart.

(Reporting by K. Sathya Narayanan in Bengaluru and Laura Sanicola in New York Editing by Chizu Nomiyama and Nick Zieminski)

(([email protected]; within U.S. +1 646 223 8780, outside U.S. +91 80 6182 2732; Reuters

MELBOURNE, Fla., Sept. 29, 2020 /PRNewswire/ — The MyFloodInsurance.com website has gone live for consumers and agents to quote, compare and purchase flood insurance policies from multiple flood insurance companies, as well as from the National Flood Insurance Program (NFIP) administered by FEMA. The free, one-stop site is aimed at giving users the ability to research and select from competitive flood insurance rates and customized coverages to help best protect their property in the event of flood damage.

Aurora Technologies developed the website to assist the self-reliant consumer, as well as support insurance agents in securing flood coverage. Through MyFloodInsurance.com, property owners complete three simple steps to generate flood coverage quotes from the NFIP and various private insurance offerings in less than one minute. Insurance agents are given credentialed access to discover and write flood policies from several top-rated private flood companies and one of the largest providers of NFIP policies, all of which are represented in the same portal.  The selection of flood coverage plans the website offers for consumers and agents to evaluate will depend on the geographic location of the property.

“MyFloodInsurance.com was created to serve the flood insurance market in response to the demand for comparison shopping and digital self-service tools that have emerged in other segments of the insurance industry,” said Amanda Bryant of Aurora Technologies.  “We believe that facilitating access to flood insurance products and plans will encourage more consumers to purchase such essential protection for any property, anywhere.”

According to the Insurance Information Institute, only 15% of homeowners in the U.S. have flood insurance coverage. Yet, FEMA data shows that all 50 states and 99% of U.S. counties have experienced some form of flooding disaster in recent years.

“The flood insurance industry has grown with the availability of private offerings to

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