This opinion column was submitted by Heather Korbulic, executive director of the Silver State Health Exchange.

Heather Korbulic (Photo: Provided to the RGJ)

Say the words “health insurance,” and eyes glaze over. Let’s face it: The health care insurance landscape is complex and confusing, even to seasoned insiders like me. That’s why the Silver State Health Insurance Exchange, Nevada’s state agency that offers plans that cover the 10 essential health benefits, works hard to make it easy for Nevadans to get budget-appropriate health coverage through the online marketplace, Nevada Health Link.

With open enrollment just around the corner, starting on Nov. 1 and running through Jan. 15, now is the time to start thinking about health care coverage for 2021. And beginning Oct. 1, Nevadans can “window shop” online at, for a plan that works for them, their families and their budgets.

This allows consumers the opportunity to preview and compare all Nevada Health Link’s 2021 health and dental plans, while exploring details about monthly premiums, deductibles, out-of-pocket costs, co-payments and co-insurance amounts. Most importantly, consumers can get a general idea of how much financial assistance they may be eligible to receive once enrollment begins.

We have trained and certified agents and brokers standing by to walk and talk you through the process — in multiple languages, no less. While some of our brokers do have physical offices, we also offer online and telephone services for totally contactless enrollment.

More: Medicare open enrollment begins Oct. 15: Here’s what you need to know

If 2020 has taught us anything, it’s that everyone — regardless of age, circumstance, income or health status — should have health insurance. There are so many more reasons to have insurance than go without it. Through the