I ate some odd meals last week: a turkey wrap for breakfast one day, cheddar cheese and chocolate cake for dinner the next. On a few occasions, I didn’t exactly know what the heck I was eating. But it was for a good cause. Not only was I saving the planet by reducing food waste—a cause I care about a little—I was eating cheap, a cause I care about a lot.

I was using Too Good to Go, an app-based service just launched in New York City that lets you buy leftover prepared food from grocery stores, restaurants and bakeries that would otherwise hit the trash at the end of the day.

The app lists the day’s options, which can be filtered by location, cuisine and pickup time. Customers reserve, pay in advance and then retrieve their order from the provider. Most options cost $3.99 or $4.99—a third of the menu price. Too Good to Go takes a $1.39 cut.

My favorite feature: You don’t know what you’re getting until you pick up your order. It’s a surprise!

Too Good to Go, which launched in Denmark, says it is already dishing 100,000 meals a day in 14 European countries. Its Sept. 29 New York launch was its first foray into the U.S.

About 90% of the Duck Inn’s current revenue comes from customers enjoying socially distant table service in their outdoor seating area. Especially in places like Chicago where temperatures drop below freezing, it’s one of many restaurants grappling with how to prepare for and survive winter. Photo: Nicolas Silva for The Wall Street Journal

“New York City is ready for it. We New Yorkers are pioneers—we love to be the first ones to do anything,” said Gaeleen Quinn, the company’s East Coast director.

I told Ms. Quinn that I

When house hunting, the price of homeowners insurance probably isn’t top of mind. But homes with hidden risks can make getting coverage difficult, expensive or both. Learning how to identify them could save you a bundle.

This could be a particularly important concern for first-time home buyers and those moving from cities to suburban or rural areas who may not be aware of common hazards, says Jennifer Naughton, risk consulting officer for North America for Chubb, an insurance company.

Three out of 10 city dwellers told a Chubb survey in early August that they were considering moving out of the city because of the novel coronavirus outbreak. Meanwhile, the number of first-time home buyers in the first half of 2020 rose 4% compared to a year earlier as lower interest rates made mortgages more affordable, according to Genworth Mortgage Insurance.

 

WHERE’S THE NEAREST FIRE HYDRANT?

A homeowners insurance premium can depend in part on distance to the nearest fire hydrant and fire station, Naughton says. Homes that are on narrow roads or otherwise difficult for firetrucks to access also could be more expensive to insure.

“If they have to cross over a bridge, it’s not only a consideration of can a car go over that bridge, but also can a fire engine,” she says.

Some homes are at such high risk of wildfires and severe weather — hurricanes, tornadoes, windstorms and hail — that private companies won’t insure them. Without insurance, you can’t get a mortgage, so you’d need to turn to state-run risk pools such as Beach and Windstorm Plans or Fair Access to Insurance Requirements Plans, better known as FAIR. These policies typically cost more and cover less than regular homeowners insurance.

Also, many homeowners policies in storm-prone areas have hurricane deductibles that are higher than the normal

FILE PHOTO: Britain’s Chancellor of the Exchequer, Rishi Sunak, leaves a television studio in London, Britain, October 6, 2020. REUTERS/Toby Melville

(Reuters) – British Finance Minister Rishi Sunak will announce a local furlough scheme on Friday in which the government will subsidise two thirds of the wages of workers in pubs, restaurants and other businesses that are forced to close to stop the spread of the coronavirus, The Times newspaper reported bit.ly/33FH8yg.

“Employers will be able to access the scheme for as long as pubs, restaurants and other businesses are closed,” the newspaper’s deputy political editor, Steven Swinford, said on Twitter.

The Times quoted an unidentified minister as saying there was frustration in government at the failure of the Treasury to bring forward the measures sooner.

The Daily Mail newspaper reported earlier that Sunak was putting together a new support package for jobs in a furlough-style bailout for coronavirus hotspots plunged into local lockdowns next week.

Britain has already suffered the highest death toll in Europe and the worst economic contraction of any leading nation from the coronavirus outbreak.

Its parliament will vote on Tuesday on the imposition of a 10 p.m. closing time for English pubs, bars and restaurants, a measure the government says is necessary to tackle COVID-19, but which the hospitality industry says is destroying businesses.

More restrictions are being considered for parts of northern England, Communities Secretary Robert Jenrick said on Thursday.

Local media reported on Wednesday that Prime Minister Boris Johnson will soon launch a simplified three-tier local lockdown code.

Areas in Tier 1 will continue with the current social distancing measures while areas in Tier 2 will have a ban on households mixing. The worst-affected areas in Tier 3 will have to close hospitality.

Reporting by Kanishka Singh in Bengaluru; editing by Chris Reese

As the coronavirus pandemic’s impact in the U.S. became more severe in the spring, organizations such as Atlanta Volunteer Lawyers Foundation realized their services were going to be more in-demand than ever.



a little girl looking at the camera: Extra Special People, a nonprofit that serves families with people with disabilities, needed to figure out how to safely host its annual summer camp that provides care to 300 people and their families during the pandemic.


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Extra Special People, a nonprofit that serves families with people with disabilities, needed to figure out how to safely host its annual summer camp that provides care to 300 people and their families during the pandemic.

The nonprofit, which provides free legal services and social support to people experiencing intimate partner abuse as well as landlord-tenant issues, needed to recruit more attorneys to keep up with an increasingly dire caseload.

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Faced with the risks of the virus itself, people experiencing domestic violence were left with little option but to stay in close contact with their abusers at home, says AVLF communications manager Ashleigh Starnes. Additionally, “The housing crisis in Atlanta was bad before the pandemic, and Covid-19 has exacerbated that. There are thousands of evictions lined up waiting to be heard when courts reopen and the eviction moratorium is lifted.” In September, the Centers for Disease Control and Prevention banned most evictions for the remainder of 2020.

The organization was concerned how to use its limited resources to recruit new volunteers when their usual outreach efforts usually yielded just 10 new people per month to its database of over 1,000 private attorneys.

But in July, one AVLF board member introduced the organization to a new campaign called BrandAid being launched by local PR and marketing firm Jackson Spalding. The agency, which had experienced a drop in client work while businesses paused their ad spending due to the pandemic, wanted to use their newfound time to provide pro bono marketing help to local nonprofits instead.

One of those beneficiaries was AVLF. BrandAid marketers

LONDON (AP) — The British government said Friday it will pay two thirds of the salaries of workers in companies that have to close as a result of new coronavirus restrictions widely expected to come into effect next week.

In a change of policy, Treasury chief Rishi Sunak has responded to calls from businesses, local leaders and unions to provide a financial package to prevent mass job losses in sectors that are expected to be subject to tighter restrictions, such as pubs and restaurants in parts of northern England.

“I have always said that we will do whatever is necessary to protect jobs and livelihoods as the situation evolves,” Sunak said. “The expansion of the Job Support Scheme will provide a safety net for businesses across the U.K. who are required to temporarily close their doors, giving them the right support at the right time.”

Sunak would not be drawn on what businesses would be forced to close but said the rise in cases and hospital admissions in certain parts of the country is a “concern” that requires a change in approach.


The U.K. as a whole has suffered Europe’s deadliest outbreak, with over 42,600 deaths. The latest daily figures published Friday showed 13,864 new cases. Though down on the previous day’s 17,540, the numer is around double the level from a week earlier. As infections rise, the number of people requiring hospitalization increases followed by deaths. The latest figures show the number of people being hospitalized fell slightly to 597, but the daily death toll rose to 87, the highest since early July.

With infections rising, the pressure on Prime Minister Boris Johnson to impose further local restrictions has grown. He is expected to back a new three-tier local lockdown system, which could see hospitality venues in coronavirus hotspots