KANSAS CITY, Mo., Sept. 29, 2020  /PRNewswire/ — Blue Cross and Blue Shield of Kansas City (Blue KC), the region’s largest healthcare insurance provider, announced today its plan to offer individual Affordable Care Act (ACA) plans for 2021. Blue KC’s portfolio of affordable products and convenient services will enhance options for those seeking coverage, especially with the offering of Spira Care in the five metro counties (Clay, Platte, Jackson, Johnson and Wyandotte), their behavioral health initiative Mindful by Blue KC, and unmatched customer service.

(PRNewsfoto/Blue Cross and Blue Shield)

  • Spira Care Centers are conveniently located throughout the metro and offer empathetic and hands-on care delivery for those living in the five-county metro. Spira Care is primary care under one roof, including quality doctors, behavioral health consultants, disease prevention, member education and more, focusing on your overall health and well-being. Those outside of the five counties where Spira Care is offered will have access to Blue KC’s trusted, extensive provider network and award-winning customer service — and the variety of plan options that offer highly competitive benefits and services to meet their healthcare needs.
  • Mindful by Blue KC is a commitment to covering the health needs of the whole person. For Blue KC members, it is a set of tools and resources to address stress, depression, anxiety, substance use and more. This ensures people can access and afford the behavioral healthcare they need. Mindful Advocates are licensed behavioral health clinicians acting as a front door to match members to providers and guide care plans — a single point of contact for a variety of behavioral health services.
  • Customer service sets Blue KC apart from others. Members ranked Blue Cross and Blue Shield of Kansas City (Blue KC) number one in Overall Customer Satisfaction among health plans in the Heartland,

Blue Cross and Blue Shield of Kansas City, the area’s largest healthcare insurance provider, will return to the Affordable Care Act marketplace next year after leaving it in 2018.

Loading...

Load Error

The insurer lost more than $100 million on its exchange plans from 2014 to 2017, calling the losses “unsustainable” when it announced in May 2017 that it was dropping out of the ACA, commonly known as Obamacare.

Blue KC had struggled to make more money on the exchange than it paid in claims. But the marketplace is more stable in 2020 and there is new need in the scores of people who have lost their jobs and health coverage during the COVID-19 pandemic, said company officials who announced the comeback on Tuesday.

When the company left, “we really felt like the level of uncertainty and the lack of clarity in that market was just really at an all-time high,” said Jenny Housley, Blue KC senior vice president and chief marketing officer. “And it just made it really difficult for us to plan. So for us, then, given the losses, it made sense to exit.

“We promised … to reassess that decision every year. So we never stopped looking at it. We didn’t want to leave the market. We just had to make a very difficult decision. So we reassessed every year, as promised, and that was a continual process as part of our business operations every year.

“Over the last couple of years we’ve seen premiums in the ACA market stabilize, seem to be at some pretty sustainable levels. So we felt like it was becoming more of an option for us to reconsider entry back into the market.”

The Kansas City region had 87,500 people unemployed in July, compared to 126,00 in April, the highest month of unemployment

A deductible is a selected greenback quantity that your health insurance firm requires that you just pay out of your pocket annually earlier than the well being insurance company begins to make payments for claims. For instance, many self-employed individuals look for enterprise insurance that comes with a medical part connected. The acheivment of universal healthcare would not qualify as making us a socialist society, it might merely imply that we now have achieved equal access to medical care.

I merely do not perceive how the Republicans can look at the eight years that junior was in office and suppose that we, as a rustic, had a pacesetter that cared about the American people. The amount depends upon such factors as your current medical situation, statistical life expectation, smoking or tobacco use behavior and the policy type.

There isn’t a approach to pay a debt, in accordance with Article 1 Section 10, to which states partly: ” No state shall make something however silver and gold in payment of tender of debt, or cross any ex submit facto laws impairing the obligations of a contract.” FRN’s don’t discharge a debt.

So while price sharing is already in effect on insurance plans obtained via personal insurers, the difference with a authorities sponsored program would be that your premiums will not be used to fund shareholder dividends or extraordinarily extreme -astronomical- executive salaries, benefits and different perks.

You are proper that insurance premiums aren’t the only drive behind the excessive costs, nonetheless, the med. This can require a wide range of measures together with very tight regulation of health care insurance corporations who carry out no vital function. That is my drawback with healthcare.…