Taking steps to sort out your finances, including increasing your financial knowledge, can help alleviate money stress in times of uncertainty.



a man and a woman looking at the camera


© Provided by CNBC


Financial stress is nothing new for many Americans, and the coronavirus pandemic has exacerbated anxiety for a lot of people. As many as 84% said in September that the Covid-19 crisis is causing stress in their personal finances, according to a survey released Thursday from the National Endowment for Financial Education.

That stress has only slightly improved over the course of the pandemic – in an April survey, 88% of Americans cited the crisis as causing stress in their personal finances.

“Even in the best of circumstances, few home budgets can withstand significant financial strain that goes on this long,” said Billy Hensley, PhD, president and CEO of NEFE, in a statement.



chart, bar chart


© Provided by CNBC


To help combat financial stress, experts recommend boosting financial knowledge and taking small steps to build or stick to a plan. In the U.K., 68% of people who had spoken with an advisor felt better about money management, compared to 53% who had not met with one, according to a September survey from Royal London.

Loading...

Load Error

In addition, speaking with a financial advisor lowered stress levels somewhat — only 37% of those who sought advice said they feel anxious when they think about household finances, compared to 41% among those who had not consulted an advisor.

Start small

One of the best ways to start planning is to gain better visibility into your current financial situation, according to Jess Liberi, head of product at eMoney.

“See where you’re spending and saving your money today,” said Liberi. Once you have a grasp on that, ask yourself where you can make small improvements today that will have a big impact

Taking steps to sort out your finances, including increasing your financial knowledge, can help alleviate money stress in times of uncertainty.

Financial stress is nothing new for many Americans, and the coronavirus pandemic has exacerbated anxiety for a lot of people. As many as 84% said in September that the Covid-19 crisis is causing stress in their personal finances, according to a survey released Thursday from the National Endowment for Financial Education.

That stress has only slightly improved over the course of the pandemic – in an April survey, 88% of Americans cited the crisis as causing stress in their personal finances.

“Even in the best of circumstances, few home budgets can withstand significant financial strain that goes on this long,” said Billy Hensley, PhD, president and CEO of NEFE, in a statement.

To help combat financial stress, experts recommend boosting financial knowledge and taking small steps to build or stick to a plan. In the U.K., 68% of people who had spoken with an advisor felt better about money management, compared to 53% who had not met with one, according to a September survey from Royal London.

In addition, speaking with a financial advisor lowered stress levels somewhat — only 37% of those who sought advice said they feel anxious when they think about household finances, compared to 41% among those who had not consulted an advisor.

Start small

Ask for help

If you don’t feel like you can manage your financial goals on your own, it might be a good time to consult an expert such as a certified financial planner.

For those looking for guidance in finding a planner, the Certified Financial Planner Board of Standards’ “Let’s make a plan” site has resources for how to find an advisor, what questions to ask and information about how

From ELLE

Blake Lively was feeling nostalgic over the weekend, so the former Gossip Girl star gave her Instagram followers a treat: a rare and personal behind the scenes photo she took with the cast all dressed up in costume from when they were shooting the series in 2006/2007. The series premiered on September 19, 2007.

“Class of ‘07 💋,” Lively captioned the phone photo, featuring headbands galore from Blair Waldorf (played by Leighton Meester) and her squad. Over 2.5 million people liked the photo:

Lively spoke to Variety in 2017 about whether she’d be up for playing Serena van der Woodsen again in a grown-up reboot with the original cast. “It sort of all depends,” she said. “Would I do seven years of the show? No, because it’s hard work and I’ve got my babies, and I don’t want to be away from them that much. But I’ve just learned in life you never say never. I’m looking to do something that I haven’t done yet, not something that I did. But would I do that? Who knows—if it was good, if it made sense. We had so much fun shooting and living and working in New York City.”

HBO Max is shooting a reboot of Gossip Girl—with a new, younger cast. The show will take place about 12-13 years after the original show ended in the same universe.

While there’s a possibility Lively could make a cameo, Lively herself said in January that she’s not “involved” in the project, according to E!.

When asked about when production would begin, she responded, “I don’t know. I’m not a producer. I’m not involved. You gotta call them.”

You Might Also Like

Source Article

Sometimes a supplier is reimbursed too much cash for the providers provided which leads to an overpayment. Illegal immigrants should not be allowed to have drivers licenses (or accumulate medicaid, or have their youngsters educated without spending a dime, or get free medical care). From what I’ve seen between medical doctors and insurance companies, getting any kind of medical process is very costly.

Renters insurance is insurance that covers the possessions you have got in your condo, in addition to your housing normally (that’s to say, if something had been to occur to your residence, renters insurance would cowl the cost of broken or ruined property, plus cowl the cost of dwelling somewhere quickly earlier than finding a brand new place to dwell).

Medical specialists in America do get pleasure from a really wholesome wage, and that definitely is as it should be. Their education costs are increased than most, they have fees, dues, and legal responsibility insurance funds to make, and lots of work long hours placing in additional time to remain abreast of current developments in data and method.

Some banks and constructing societies offer customers who often pay into a present account free journey insurance. In conclusion, there are lots of pros and cons to healthcare globalization. So I’m sorry, your dream is an unsustainable one, and in your mind you assume you will offer the poor better healthcare, however in reality, you may be forcing everyone, center class and up, to have sub-par healthcare.

Some folks simply do not have the drive, work habits, persistence, self motivation or potential to handle rejection that it’s takes to survive in an insurance gross sales profession. Worldwide well being insurance is required if you find yourself relocating to a unique country or if in case you have a home …