Uber’s treatment of its drivers has been under intense scrutiny this year, with many localities enforcing new rules on the ride-sharing company, including hourly wages. On Tuesday, Seattle became the latest city to enforce a minimum hourly wage on both Uber and Lyft.

As of January, both ride-sharing operations will be required to pay drivers at least $16 an hour, the minimum wage in Seattle for businesses with 500 or more employees. The decision to enforce this rule on Uber and Lyft was passed by the Seattle City Council in a unanimous 9-0 vote, the New York Times reports.

“The pandemic has exposed the fault lines in our systems of worker protections, leaving many frontline workers like gig workers without a safety net,” Seattle Mayor Jenny Durkan said about the decision.

Seattle is the second major city to pass a measure like this, following on from New York City’s measure in 2018. The minimum wage for these drivers in the Big Apple is currently set at $17.22 after expenses.

California as a whole also recently passed a bill that requires ride-sharing companies to classify drivers as employees and not independent contractors, which had allowed them to avoid paying hourly minimum wage, offering overtime pay, offering workers’ compensation, and providing unemployment insurance.

Uber and Lyft, for their parts, have strongly opposed these measures, attempting to spin their treatment of drivers as necessary for keeping costs low. Both have supported a measure on the California ballot in November that would exempt their drivers from the law reclassifying them as employees.

Uber said it intends to become "zero emissions" by 2040 as it moves to transition mainly to electric vehicles, as part of an effort to fight climate change Uber said it intends to become “zero emissions” by 2040 as it moves to transition mainly to electric vehicles, as part of an effort to fight climate change Photo: AFP / Josh Edelson

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LOS ANGELES, CA / ACCESSWIRE / September 30, 2020 / Compare-autoinsurance.org ( https://compare-autoinsurance.org ) has launched a new online guide that presents several tips that will help high-risk drivers find better car insurance deals.

Affordable car insurance for high-risk drivers is not that easy to obtain. There are many reasons why car insurance companies classify drivers as high-risk. Usually, teen drivers, drivers that caused accidents, drivers that were involved in DUI incidents are seen as high-risk by the insurers.

High-risk drivers can find affordable car insurance if they follow the next tips:

  • Check for specialized non-standard carriers. These insurance companies are specialized in insuring high-risk drivers. Many standard insurance companies have subsidiaries that are non-standard carriers. Although standard insurance companies can insure high-risk drivers, many prefer to not be associated with this type of driver.
  • Buy a cheap car to insure. The last thing a high-risk driver need is a car that is expensive to insure. Instead, high-risk drivers should look at slightly used sedans, minivans, or SUV’s that are already equipped with several safety devices.
  • Check the available discounts. There are many discounts available for high-risk drivers. Some of the most popular discounts are low-mileage discount, safety devices discount, or bundled policies discount
  • Maintain a good credit score. In most states, insurance companies are allowed to look at the drivers’ credit score before determining their insurance rates. Drivers with a good credit score will pay less on their premiums, so it’s important for high-risk drivers to maintain a good credit score or even improve it.
  • Compare online quotes. Even though there are still several standard insurance carriers willing to insure high-risk drivers, their premiums are very high. High-risk drivers should

It can be hard to find affordable car insurance for high-risk drivers. Insurance companies use a long list of factors to determine rates. If you fall into a high-risk auto insurance category, you may end up paying significantly more than you’d like for car insurance, regardless of how careful you are behind the wheel.



a person driving a car: Two young men in a car are driving while the passenger is looking at something in his smartphone and calling attention to it while the other boy is driving.


© kali9/Getty Images
Two young men in a car are driving while the passenger is looking at something in his smartphone and calling attention to it while the other boy is driving.

Some companies are more lenient than others when it comes to issuing high-risk driver insurance. If you’re hoping to avoid the soaring rates that accompany being labeled a risk factor by your insurer, these alternative carriers might be willing to offer you a better deal.

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Best auto insurance companies for high-risk drivers

Some providers stand out for their options or willingness to cover drivers who are considered high-risk.

Allstate: Best after an accident

If you’ve recently been in an accident, there’s a good chance you’ll see your rate go up as a result. Unless you were already enrolled in an accident forgiveness program, you probably won’t be able to avoid paying higher premiums for the time being. But with Allstate, you might see your monthly payments go down faster than you think.

Allstate offers the most generous accident forgiveness program in the industry. Rewards begin accumulating after six months of being accident-free when you add on the Allstate Safe Driving Bonus. For additional savings, consider enrolling in Drivewise, the provider’s app-based safe driving program that tracks your driving activity and rewards you for good behavior. Before long, you’ll see those extra dollars start to fall off your monthly bill.

The General: Best after a DUI

The General is generally regarded as a

If you are or know someone who just got their driver’s license and a vehicle, remember that having auto insurance is mandatory in 48 states — and most policies will charge more for those who are new to driving. An insurer may conclude that it’s a greater risk to cover a teenage or first time driver than an experienced driver with safe driving habits.

Car insurance rate premiums shoot up by around 130 to 140% when a teen driver is added to an existing policy and can rise an additional 20 to 40% if that driver gets a speeding ticket or has an accident. Rates like these tend to remain in place until a driver turns 20.

Adding a teen driver to an auto insurance policy can get pricey, but there are ways to soften the blow to your wallet.


Nationwide

Thankfully, there are ways to cut down on insurance premium policy costs. For instance, driving safer and more efficient vehicles (such as Honda Civics, Toyota Priuses, and Nissan Rogues) tends to cut costs, even for teen drivers. There are also discounts based on how often you use your car: “Some companies offer discounts to motorists who drive less than the average number of miles per year,” says Janet Ruiz, director of strategic communication at the Insurance Information Institute.

Teens may also qualify for good student discounts, or discounts based on taking defensive driving classes or graduated driver licensing programs. “For young drivers,” says Dan Karr, founder and CEO of ValChoice, an independent platform for insurance ratings and analytics, “there are discounts for taking drivers certification courses and maintaining above a B average.”

You may also be able to save money if the

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Its function is to offer protection in case you require emergency treatment while you’re overseas for a brief time period. There were although problems as it did not cowl all people, it required a lot of people to administer, national insurance didn’t cover everybody and it was in fact as expense to the government.

Worldwide Health Insurance , on the other hand, aims to cowl those dwelling or working overseas for an extended amount of time. In this category, there are both fastened costs (salaries of permanent salespersons) and non-manufacturing variable costs (fee to salesperson).…