“When I have a goal, I’m going to see it through.”

A law school graduate has given the term “supermom” a whole new meaning after completing the Illinois State Bar exam during labor and after delivery.

Brianna Hill, 28, was taking part one of the two-part test on Oct. 5 when her water broke. The test was administered remotely this year amid the novel coronavirus pandemic, Hill told “Good Morning America.”

“I started the second section and 15 to 20 minutes in, I started having contractions,” Hill said. “I had already asked for an accommodation to get up and go to the bathroom because I was 38 weeks pregnant and they said I’d get flagged for cheating. I couldn’t leave the view of the camera.”

“I was determined,” Hill added as to why she didn’t stop the exam after showing signs of labor. “Also, I’ve never been pregnant before, so I was [thinking], ‘I don’t know what this feels like.'”

Hill’s original due date was Oct. 19. She graduated from Loyola University Chicago’s School of Law in May, and was initially set to take the Bar July

For investors who are charitably inclined, one giving option is making their donations using shares of appreciated securities.

Whether using shares of individual stocks, ETFs or mutual funds, this can be a good strategy for financial advisers to discuss with their clients who hold appreciated securities inside taxable accounts.

Donating appreciated securities allows investors to contribute the market value of the security while eliminating any capital gains taxes that would be due if they were sold and the investor then donated the cash proceeds. This makes using appreciated securities a tax-efficient approach to charitable giving.

For investors who have positions with a low cost basis in securities like Apple  (AAPL) – Get Report, Microsoft  (MSFT) – Get Report, Amazon  (AMZN) – Get Report or others that have seen significant amounts of appreciation in recent years, the embedded capital gains can be significant.

The market value of the appreciated securities on the day of donation is eligible for a charitable deduction for tax purposes for those who can itemize deductions.

If a client normally wouldn’t be able to itemize, it can make sense to bunch the contributions they might make over several years into a single year so they can itemize their donations in a given year. This strategy might be particularly useful for 2020.

Normally, charitable deductions are limited to 50%; 30% or 20% of an investor’s adjusted gross income. For 2020, the CARES Act allows charitable deduction of up to 100% of their AGI. For those clients who wish to make donations, who have one or more holdings where they are sitting on unrealized capital gains and who can afford to do so, 2020 might be a good year to donate more than they might ordinarily.

If their AGI is going